energy saver home loan program
ESHLP will assist eligible Massachusetts homeowners to cut their energy use and reduce or eliminate their reliance on fossil fuels.Program overview
The Energy Saver Home Loan Program (ESHLP) will assist eligible Massachusetts homeowners to cut their energy use and reduce or eliminate their reliance on fossil fuels. The Program will provide financing and technical support to households for measures beyond those covered by other programs such as Mass Save®. Low- interest loans of up to $100,000 are available to income-qualified (<135% AMI) owner-occupants, either of a single-family home or of at least one unit in a 2-4 family home (no condos), to complete qualifying energy-related home improvements. The performed work must demonstrate at least 20% modeled energy savings. Abode is providing energy advising services for the program including establishing a network of contractors across eligible measures to serve participating customers.
Eligible improvements
Health & Safety Improvements
- Combustion Safety Repair
- Mold Remediation
- Knob and Tube Wiring Remediation
- Asbestos Remediation
- Oil Tank Removal
- Basement Moisture
- Non-structural Leak Repair
(cladding, roofing, window, door) - Structural Repair
Energy Efficiency / Weatherization
- Air Sealing & Insulation
- Duct Sealing & Insulation
- Roofing
- Fortified Roofing
- White Roofing
- Windows
- Exterior Doors
HVAC
- Ventilation
- Air Source Heat Pumps
- Ground Source Heat Pumps
- Thermostats
Domestic Hot Water
- Heat Pump Water Heater
- Solar Thermal
Electrical / Clean Energy Technologies
- Electric Panel Upgrade and Wiring
- EV Charging Station
- Solar PV
- Battery Storage
Appliances, Lighting, Fixtures
- Electrical / Induction Cooking
(cooktop, range, oven) - Heat Pump Clothes Dryer
- Low Flow Faucets and Toilets
- LED Lighting
Site Work
- Arborist-approved Shade Trees
- Tree Pruning
Ineligible Improvements
- No Fossil Fuel Allowed – Electric Only
- Eligible improvements will be determined by the Energy Service Provider (not the lender)
ESHLP participating contractor interactive map
The contractors that participate in the Energy Saver Home Loan Contractor Participating Network have provided proof of insurance in the state of Massachusetts. Companies have proof of trade-specific licensure and correlating continuing education certificates.