energy saver home loan program

ESHLP will assist eligible Massachusetts homeowners to cut their energy use and reduce or eliminate their reliance on fossil fuels.
contractor locator

Program overview

The Energy Saver Home Loan Program (ESHLP) will assist eligible Massachusetts homeowners to cut their energy use and reduce or eliminate their reliance on fossil fuels. The Program will provide financing and technical support to households for measures beyond those covered by other programs such as Mass Saveยฎ. Low- interest loans of up to $100,000 are available to income-qualified (<135% AMI) owner-occupants, either of a single-family home or of at least one unit in a 2-4 family home (no condos), to complete qualifying energy-related home improvements. The performed work must demonstrate at least 20% modeled energy savings. Abode is providing energy advising services for the program including establishing a network of contractors across eligible measures to serve participating customers.

Eligible improvements

Health & Safety Improvements

  • Mold Remediation
  • Vermiculite Remediation
  • Asbestos Remediation
  • Knob & Tube Wiring Remediation
  • Oil Tank Removal
  • Basement Moisture Improvement
  • Non-structural Leak Repair (roofing)
  • Non-structural Leak Repair (siding)
  • Structural Repair-Roofing
  • Structural Repair-Siding
  • Radon Remediation

Energy Efficiency / Weatherization

  • Mass Save Weatherization
  • MLP Weatherization
  • Spray Foam Insulation
  • Air Sealing & Insulation
  • Duct Sealing & Insulation
  • Roofing-Asphalt/Shingle
  • Roofing-Flat/Low Slope
  • Roofing-Cool/White/Reflective
  • Double Pane Windows
  • Triple Pane Windows
  • Exterior Doors

HVAC

  • Air Source Heat Pumps Ducted
  • Air Source Heat Pumps Ductless
  • Air to Water Heat Pumps
  • Ground Source Heat Pumps
  • Kitchen Ventilation
  • Bathroom Ventilation
  • Whole House Ventilation (ERV)
  • Combustion Safety Repair

Hot Water & Plumbing

  • Heat Pump Water Heater
  • Solar-assisted HPWH
  • Split-system HPWH
  • Solar Thermal
  • Low flow fixtures/toilets

Electrical / Clean Energy Technologies

  • Electric Panel Upgrade and Wiring
  • EV Charging Station
  • Solar PV
  • Battery Storage

Appliances, Lighting, Fixtures

Site Work

  • Shade Tree Planting
  • Tree Pruning
  • Drainage Correction
  • Excavation Work

Ineligible Improvements

  • No Fossil Fuel Allowed – Electric Only
  • Eligible improvements will be determined by the Energy Service Provider (not the lender)

Program resources

FACT SHEET

INCOME LIMITS

CHANGE ORDER

ESHLP participating contractor interactive map

The contractors that participate in the Energy Saver Home Loan Contractor Participating Network have provided proof of insurance in the state of Massachusetts. Companies have proof of trade-specific licensure and correlating continuing education certificates.ย 

  • ๏™How to use the interactive map

    Enter your zip code or county. Select a language if you would like to narrow your results.

    Choose the measure(s) you need:

    One measure:     select the measure under its category. Contractors who serve your area, language and offer that measure will appear. You can do this search multiple times for each measure you are looking for.

    Multiple measures: To help find a contractor who can cover multiple measures together, select all measures across categories. Contractors who serve your area, language, and can handle all selected measures will appear.
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